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24-hour approvals · 50+ lenders · Zero delays

Get fast access to business finance in Australia through our extensive network of trusted lenders. We specialise in quick business loan approvals — often within 24 hours — so you can act on opportunities without delays. Whether you need short-term business loans, equipment finance, or asset finance in Australia, our experienced brokers match you with the right lender fast, with minimal paperwork and maximum certainty.

A Team Of Professionals' for business capital acquisition support

A Team of Business Finance Professionals

Getting the right business loan in Australia — at a rate that actually works for your business — takes more than just filling out an application. That's exactly what our team does. With years of hands-on experience across commercial finance in Australia, we've helped businesses of all sizes — from sole traders to established SMEs — navigate both secured and unsecured business loans. We know what lenders look for, which options suit which situations, and how to get you a competitive interest rate without the back-and-forth that slows everything down.

Business Analysis Services

We Analyse Your Business First,so the Finance Fits

Borrowing money for your business is a big decision, and honestly, it can feel overwhelming — especially when every lender seems to be offering something different. Before we recommend anything, we take the time to properly understand your business. That analysis is what lets us match you with the right option — whether that's a commercial loan, asset finance, a startup business loan, or working capital funding. It also means you're going in with a clear picture of your business loan interest rates in Australia, and why one structure suits you better than another. No guesswork, no generic advice — just a finance solution that's built around your numbers.

Our Financial Services

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Business Loans

Fast Funding without bank hassles

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Asset Finance

Upgrade Equipment with Zero Upfront Cost

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Commercial Loans

Big Loans for Big Moves – Made Easy

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Invoice Finance

Invoice done without any hassle

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SMSF Property loan

borrow inside your super fund to build wealth

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Overdraft facility

bridge the cash flow gap

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Investment Property Land

Big Loans for Big Moves

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Invoice Finance

Invoice done without any hassle

Pooja Choudhary, businesswoman and Director at Probiz Finance
Pooja Chaudhary
Business Finance Specialist
https://www.linkedin.com/in/poojachoudhary-commercialfinancebroker

Analysis:

We assess business performance, industry trends, and market positioning to identify the real lending needs of each client. Our thorough approach ensures we deliver the most relevant and strategic commercial finance support possible. 

 
Melbourne's trusted finance broker for Australian SMEs — with the big-bank knowledge, minus the big-bank runaround

I’m Pooja Choudhary — founder of Probiz Finance and a Melbourne-based business finance broker with over 10 years of experience in commercial and business lending across Australia.

Before starting Probiz, I spent years on the inside — working with NAB and ANZ, two of Australia’s major banks. That experience gave me something most brokers don’t have: a genuine understanding of how lenders think, what they look for in a business loan application, and exactly where deals fall over. I’ve sat on both sides of the table, which means I know how to put your case forward in a way that gets results

I started Probiz Finance because I kept seeing the same problem — business owners being declined, delayed, or simply steered into the wrong product because nobody took the time to properly understand their situation. That bothered me. So I built a business where that’s exactly what we do first.

Today, Probiz Finance helps SMEs across Melbourne and Australia secure tailored business loans — from working capital and asset finance to commercial property and SMSF lending. Whether you’re an established business looking to grow or a founder taking your first steps, we’ll find the right finance solution and guide you through every step of the process.

 

 

“Every successful business loan starts with a conversation. Tell me about your business — where you are, where you want to go, and what’s standing in the way. The right finance solution follows from there.” — Pooja Choudhary, Founder & Director, Probiz Finance

Meet the Woman Behind Probiz Finance

Cash Flow Solutions

WORKING CAPITAL

Do you have enough funds in your firm to still grow? For businesses to thrive, they require effective and sustainable cash flow management. Studies show that 90% of companies face a cash shortage for at least one month. This period of fiscal constraint is commonly referred to as a "cash crunch."

This affects businesses negatively and hampers business growth. If not managed properly, it can result in long-term business loss.

If you require assistance with your business cash flow loan or finance options for a business, let us evaluate your financial situation and determine how our panel of lenders can help you tackle the cash flow issue, whether through unsecured business loans in Australia, invoice finance for small businesses, or cash flow lending.

Book a meeting

INVOICE FINANCE

Invoice finance, also known as debtor finance or accounts receivable finance, is a business cash flow loan solution for companies wanting to borrow money against invoices due from customers. With invoice finance for small businesses, you can:

  • Borrow against the invoice.
  • Pay your suppliers within 24–48 hours of authorisation.
  • Benefit from a digital application process.
  • Access short-term loans and unsecured business loans in Australia.

Stop stressing over upcoming invoice payments. Call us today to find out if your business qualifies for invoice finance Australia or other finance options for a business.

Check my eligibility

TRADE FINANCE

  • Boost your purchasing power with flexible trade finance options.
  • Set your supplier trading terms with confidence.
  • Pay your domestic and international suppliers using trusted commercial finance tools.
  • Trade smartly using business asset finance.
  • Access competitive FX rates.
  • Maximise your supply chain opportunities with vendor finance or project finance solutions.
  • If qualified, funding can be indicative approval within 48 hours, even for unsecured business loans in Australia.

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Our Panel Of Lenders

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