Fast approvals. Tailored solutions. Trusted brokers.
Get approved in 24–72 hours with flexible funding options
Trusted Business lending specialist who can help you achieve your short to long term
financing goals with FAST & EASY process.

Get fast access to business finance in Australia through our extensive network of trusted lenders. We specialise in quick business loan approvals — often within 24 hours — so you can act on opportunities without delays. Whether you need short-term business loans, equipment finance, or asset finance in Australia, our experienced brokers match you with the right lender fast, with minimal paperwork and maximum certainty.

Getting the right business loan in Australia — at a rate that actually works for your business — takes more than just filling out an application. That's exactly what our team does. With years of hands-on experience across commercial finance in Australia, we've helped businesses of all sizes — from sole traders to established SMEs — navigate both secured and unsecured business loans. We know what lenders look for, which options suit which situations, and how to get you a competitive interest rate without the back-and-forth that slows everything down.

Borrowing money for your business is a big decision, and honestly, it can feel overwhelming — especially when every lender seems to be offering something different. Before we recommend anything, we take the time to properly understand your business. That analysis is what lets us match you with the right option — whether that's a commercial loan, asset finance, a startup business loan, or working capital funding. It also means you're going in with a clear picture of your business loan interest rates in Australia, and why one structure suits you better than another. No guesswork, no generic advice — just a finance solution that's built around your numbers.
Fast Funding without bank hassles
Upgrade Equipment with Zero Upfront Cost
Big Loans for Big Moves – Made Easy
borrow inside your super fund to build wealth
bridge the cash flow gap
Get funded with minimum document
Tailored financial services for Medical Professionals
Big Loans for Big Moves
Invoice done without any hassle
Pooja Chaudhary
Business Finance Specialist
Analysis:
We assess business performance, industry trends, and market positioning to identify the real lending needs of each client. Our thorough approach ensures we deliver the most relevant and strategic commercial finance support possible.
I’m Pooja Choudhary — founder of Probiz Finance and a Melbourne-based business finance broker with over 10 years of experience in commercial and business lending across Australia.
Before starting Probiz, I spent years on the inside — working with NAB and ANZ, two of Australia’s major banks. That experience gave me something most brokers don’t have: a genuine understanding of how lenders think, what they look for in a business loan application, and exactly where deals fall over. I’ve sat on both sides of the table, which means I know how to put your case forward in a way that gets results
I started Probiz Finance because I kept seeing the same problem — business owners being declined, delayed, or simply steered into the wrong product because nobody took the time to properly understand their situation. That bothered me. So I built a business where that’s exactly what we do first.
Today, Probiz Finance helps SMEs across Melbourne and Australia secure tailored business loans — from working capital and asset finance to commercial property and SMSF lending. Whether you’re an established business looking to grow or a founder taking your first steps, we’ll find the right finance solution and guide you through every step of the process.
“Every successful business loan starts with a conversation. Tell me about your business — where you are, where you want to go, and what’s standing in the way. The right finance solution follows from there.” — Pooja Choudhary, Founder & Director, Probiz Finance
Do you have enough funds in your firm to still grow? For businesses to thrive, they require effective and sustainable cash flow management. Studies show that 90% of companies face a cash shortage for at least one month. This period of fiscal constraint is commonly referred to as a "cash crunch."
This affects businesses negatively and hampers business growth. If not managed properly, it can result in long-term business loss.
If you require assistance with your business cash flow loan or finance options for a business, let us evaluate your financial situation and determine how our panel of lenders can help you tackle the cash flow issue, whether through unsecured business loans in Australia, invoice finance for small businesses, or cash flow lending.
Book a meetingInvoice finance, also known as debtor finance or accounts receivable finance, is a business cash flow loan solution for companies wanting to borrow money against invoices due from customers. With invoice finance for small businesses, you can:
Stop stressing over upcoming invoice payments. Call us today to find out if your business qualifies for invoice finance Australia or other finance options for a business.
Check my eligibilityIf qualified, funding can be indicative approval within 48 hours, even for unsecured business loans in Australia.

















Verified reviews from Google — straight from real business buyers
Posted on Google Jagsir DhaliwalJuly 20, 2025Trustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ Great Experience! Pooja Choudhary from Probiz Finance was fantastic to work with for our investment property purchase. They made the process smooth and stress-free, and helped me settle on time for my investment property. Very professional, responsive, and easy to deal with. Highly recommend. JagsirPosted on Google Mandeep KaurJuly 20, 2025Trustindex verifies that the original source of the review is Google. Exceptional Mortgage Broker – Helped Us Settle Our Investment Property on Time! We recently worked with Pooja Choudhary from Probiz Finance for our investment property purchase, and had a very tight deadline for settlement. We weren’t sure if securing the finance and meeting the timeline was even possible. Pooja was absolutely outstanding—she went above and beyond to ensure every step of the loan process was handled promptly and professionally. She kept everything moving, escalated when necessary, and made sure there were no delays. Even when we had doubts, Pooja kept us reassured and motivated. Thanks to her dedication, experience, and attention to detail, we achieved a smooth and on-time settlement. If you’re looking for a knowledgeable and dependable mortgage broker for your investment property, I highly recommend Pooja. — MandeepPosted on Google jiwan preetJuly 11, 2025Trustindex verifies that the original source of the review is Google. "I have had the pleasure of working with Pooja, and I am thoroughly impressed with her expertise and dedication. She has provided invaluable assistance with our business banking needs, demonstrating an exceptional level of knowledge and professionalism. Her strong work ethic and proactive approach have made a significant difference, especially given the critical timing involved in our financial decisions. She is approachable, responsive, and always willing to go the extra mile to ensure our needs are met. I highly recommend her services to anyone seeking a knowledgeable and reliable mortgage broker. Her professionalism and commitment truly set her apart." Highly recommend 💫💫💫💫💫Posted on Google Ravi RJuly 10, 2025Trustindex verifies that the original source of the review is Google. I had the pleasure of working with Pooja Choudhary from Probiz Finance to secure funding for a Red Rooster franchise, and I couldn’t be more impressed. Pooja tailored the loan to fit both the business and my personal needs, guiding me smoothly from initial assessment to final settlement with professionalism and great attention to detail. Her deep knowledge of franchise finance and proactive communication with both the lender and franchisor ensured a seamless process. I highly recommend Pooja and Probiz Finance for anyone seeking expert guidance in commercial finance. Thank you, Pooja, for helping with the business loan. Really appreciated. — Ravi RPosted on Google saurabh patelJune 17, 2025Trustindex verifies that the original source of the review is Google. I reached out to Pooja Choudhary from Probiz Finance for a client who needed funding to support their business growth. We met for the first time at her office, and I was instantly impressed by her warm, professional approach. She took the time to deeply understand the customer’s business model, future growth plans, and challenges. What stood out was how thoroughly she reviewed the financials before recommending any solution—there was no one-size-fits-all approach. Pooja crafted the perfect lending strategy, helping secure both a business loan and an overdraft facility that matched the client’s cash flow and expansion needs. If you’re looking for a finance broker in Melbourne who genuinely listens, analyses, and delivers the right commercial finance solution—Pooja is the one to trust.Posted on Google Shashank BNJune 16, 2025Trustindex verifies that the original source of the review is Google. 🌟🌟🌟🌟🌟 Exceptional service from Pooja Choudhary at Probiz Finance! If you’re seeking a knowledgeable and trustworthy mortgage or finance broker, I highly recommend Pooja from Probiz Finance. She assisted us in refinancing our property loan to a bank with a significantly lower interest rate, resulting in substantial savings and reduced stress. Pooja guided us through securing a loan through our Self-Managed Super Fund (SMSF). Her expertise in SMSF lending and proactive approach made the entire process smooth and hassle-free. Highly professional, responsive, and easy to work with – thank you, Pooja, for your outstanding support!Posted on Google Deepesh EdapparaMarch 31, 2025Trustindex verifies that the original source of the review is Google. I had an amazing experience with Probiz Finance for my asset and personal finance. The process was incredibly quick, easy, and completely hassle-free. Pooja and her team were professional, supportive, and made everything seamless from start to finish. I highly recommend Probiz Finance—if you’re looking for expert financial assistance, you’ll be well taken care of!
Owner's reply
Thank you Deepesh 🙏 It was pleasure working with you 😊Posted on Google Digesh PatelDecember 9, 2024Trustindex verifies that the original source of the review is Google. Pooja from Probiz finance secured a great deal in terms of getting quicker turnaround and offering tailored solutions in my recent company vehicle purchase, very happy with her services in terms of communication and finding solutions for complex lending.
Owner's reply
Thank you so much Digesh 😊 It was great working with you!Posted on Google Gurpreet S WaliaJune 26, 2024Trustindex verifies that the original source of the review is Google. From the very first moment I walked into their office, I sensed a warm embrace—a feeling that transcended mere business transactions. Pooja, our dedicated Mortgage Broker at Probiz Finance in Ringwood, VIC, embodies this familial spirit. Her unwavering commitment to ensuring clients find their ideal loan match is palpable. With an encyclopedic understanding of the ever-evolving property market, Pooja stands as a beacon for those navigating the intricate path of securing a loan. Thank you Pooja ji.
Owner's reply
Hi Gurpreet, Thank you so much for your kind words. It was a pleasure working with you, and we’re thrilled to hear about your positive experience. You were a wonderful customer, and I'm glad we could assist you in finding the perfect loan. Best regards, Pooja Choudhary Probiz Finance TeamPosted on Google I DApril 15, 2024Trustindex verifies that the original source of the review is Google. It was an amazing and easy going experience dealing with Pooja from Probiz Finance. The sharing of information and putting customers first is something we really appreciate. We were kept informed at every step and we were able to get the best interest rates even in most uncertain market times. We have engaged so many service providers to help us with property purchase and refinancing, and this experience has been one of the best ones. Highly recommend Pooja and Probiz Finance for your personal and business finance needs.
Owner's reply
Thank you for your stellar feedback! At Probiz Finance, we prioritize delivering exceptional financial solutions tailored to our clients' needs. Your satisfaction is our top priority, and we're thrilled that our commitment to transparency and customer-centric service has left a positive impression. Your recommendation is invaluable to us and underscores our dedication to excellence in finance brokerage. Should you require further assistance with your personal or business finances, remember that Probiz Finance is here to help. Thank you once again for choosing us, and we eagerly anticipate the opportunity to serve you again in the future. Warm regards, Pooja Choudhary and the Probiz Finance teamVerified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
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