Specialist finance for buying a business — acquisitions, franchises and practice purchases — plus the lending to grow it after settlement.
From the first look at a business to the day you hold the keys — and the growth funding after.
Assess price, cash flow and what lenders will think — before you commit.
Due diligence support and a straight answer on deal viability.
Deposit, security and vendor terms structured the way lenders say yes to.
Approval to keys — the application handled for you, start to finish.
Working capital and equipment finance as you scale the business.
Non property backed customer, 50% desposit and still bank said no
Business loans, working capital, equipment and property finance for established businesses.
Fast funding without bank hassles
Explore →
Upgrade equipment with zero upfront cost
Explore →
Big loans for big moves — made easy
Explore →
Borrow inside your super fund to build wealth
Explore →
Bridge the cash flow gap
Explore →
Get funded with minimum documents
Explore →
Tailored finance for medical professionals
Explore →
Finance your next investment, faster and smarter
Explore →
Unlock cash tied up in unpaid invoices
Explore →
"Handled everything end to end — we settled in five weeks."
Sarah M."Explained options no bank ever mentioned to us."
Daniel K."Second business we've financed through Probiz."
Priya R."Fast, honest and always available on the phone."
Marcus T.
Before founding Probiz Finance, Pooja spent years inside NAB and ANZ — two of Australia's biggest banks — assessing exactly the kind of applications she now writes for her clients. She has sat on the lender's side of the table, so she knows how credit teams think, what they look for, and precisely where deals fall over before they ever reach approval.
That insider knowledge is why business owners come to Probiz after their bank says no. Pooja doesn't just submit applications — she builds a lending case: the right structure, the right lender, the right story around your numbers. Across business acquisitions, working capital, asset finance and commercial property, her clients get a strategist, not a form-filler.
It depends on the industry, the strength of the business's financials and the security available. Many acquisitions settle with 20–30% deposit, and some — particularly where property or strong trading income supports the deal — can be funded at higher ratios. The deals above settled at 75–80% funded. A strategy session will give you a realistic number for your specific situation.
Often, yes. Lenders can take security over the business assets, goodwill and cash flow — and in some cases vendor finance or property security strengthens the structure further. How the deal is structured makes the difference between a decline and an approval.
Straightforward deals can be approved within days; business acquisitions typically settle in 4–9 weeks depending on due diligence, lender workload and vendor timelines. We manage the process end to end so nothing sits idle.
The initial strategy session is free with no obligation. In most cases we're paid by the lender on settlement. Where a fee applies for complex work, it's disclosed upfront in writing before you commit to anything.
A strategy session with Pooja — your goals, your numbers, and an honest read on what lenders will say. No obligation, no fee for the conversation.
Please feel free to contact us. We’re super happy to talk to you.
Feel free to ask anything.