Business Loans

Business Finance Specialists · Melbourne

Business Loans Tailored for Australian SMEs

Access fast, flexible business finance from $10K to $5M. Whether you need working capital, equipment funding, or growth finance — Probiz Finance has the right solution for your business.

✅ No obligation  |  ✅ Reply within 24 hrs  |  ✅ 50+ lenders

Business owners Melbourne discussing finance
50+
Lending Partners
$5M
Max Loan Amount
48 hrs
Fast Approval
200+
SMEs Funded
Loan Purposes

What Can You Use a Business Loan For?

There's no one-size-fits-all when it comes to business finance. Our clients typically use funding for:

📈 Expanding Existing Business
🤝 Acquiring a Business
🏪 Starting a Franchise Business
💳 Debt Refinancing
⚙️ Replacing or Upgrading Equipment
📦 Purchasing Inventory
🔧 Day-to-day Operational Costs
👥 Hire and Train Additional Staff
🛡️ Cover an Unexpected Expense
Who We Help

Industries We Finance Across Australia

Probiz Finance works with businesses across all industries in Melbourne and across Australia. If you run a business, we can find the right lender for you.

Hospitality & Restaurants
Hospitality & Restaurants
Construction & Trades
Construction & Trades
Healthcare & Medical
Healthcare & Medical
Professional Services
Professional Services
Manufacturing
Manufacturing
Transport & Logistics
Transport & Logistics
Retail & E-commerce
Retail & E-commerce
Franchise Businesses
Franchise Businesses
Automotive
Automotive
Fitness & Wellness
Fitness & Wellness
Agriculture & Farming
Agriculture & Farming
Technology & IT
Technology & IT
Simple 4-Step Process

How to Get Your Business Loan

1

Free Consultation

Call, WhatsApp, or fill our form. Our expert will understand your goals and respond within 24 hours.

2

Document Assessment

Submit basic documents. We assess eligibility across 50+ lenders simultaneously — saving you time.

3

Loan Comparison

Receive tailored options with clear rates and terms. We explain everything so you decide with confidence.

4

Funds in Account

Once approved, funds can land in your business account in as little as 24–48 hours.

Why Choose Us

Why Melbourne SMEs Trust Probiz Finance

🎯

Broker, Not a Bank

We work for YOU, not the lender. Our goal is the most competitive rate from 50+ lending partners.

Fast Turnaround

Decisions in as little as 24 hours. Business opportunities don't wait — and neither do we.

🤝

Personalised Service

One dedicated broker throughout your journey. Always accessible by phone or WhatsApp — not a call centre.

📊

Expert Guidance

Deep knowledge of Australian SME lending, tax implications, and structuring loans for long-term business success.

🌐

Australia-Wide

Based in Melbourne, serving SMEs across all states. Remote consultations available nationwide.

Client Reviews

What Australian Business Owners Say

★★★★★

"Probiz Finance helped us secure $250K in equipment finance within 3 days. The process was seamless and everything was explained clearly. Highly recommend for any Melbourne business."

R
Ravi M.
Transport Business, Melbourne
★★★★★

"We needed working capital fast for our café. Probiz got us approved for an unsecured loan in 48 hours. No hidden fees, no stress. Will definitely use again when we expand."

S
Sarah K.
Hospitality Owner, Melbourne
★★★★★

"Best finance broker in Melbourne for small business. Probiz Finance found us a rate well below what our bank offered. The personal, attentive service made all the difference."

A
Arjun P.
Construction Company, VIC
FAQ

Common Questions About Business Loans

How much can I borrow for my business?
Probiz Finance can help SMEs access business loans from $10,000 up to $5 million, depending on your business type, trading history, and financial position. Contact us for a personalised assessment.
Do I need property to get a business loan?
No. We offer unsecured business loans that do not require property as security. However, if you have property to offer, you may access larger amounts at lower rates.
How long does approval take?
Many unsecured business loan applications are approved within 24–48 hours. Larger secured loans may take 5–10 business days depending on documentation and complexity.
What documents do I need?
Typically you'll need 6–12 months of business bank statements, ABN details, and basic identification. For larger loans we may request BAS returns or financial statements.
Is there a fee to use Probiz Finance?
No upfront or consultation fees. We are paid a broker commission by the lender upon loan settlement. You receive our full service at no direct cost to you.
Can I get a loan with bad credit?
Yes. We work with specialist lenders who consider applications from businesses with less-than-perfect credit histories. We assess each case individually to find the best available option.
Can I refinance my existing business loan?
Absolutely. We regularly help businesses refinance to access better rates, release equity, or consolidate multiple debts. Contact us to review your current loan situation.

Ready to Fuel Your Business Growth?

Get a free, no-obligation consultation with Melbourne's trusted business finance broker. Fast approvals. Competitive rates. Personal service.

📍 Melbourne, VIC  |  Serving all of Australia  |  Fast · Flexible · Trusted

Probiz Finance

Free Business Loan Assessment

No obligation · Response within 24 hours

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