Looking for reliable secured business loans in Australia?
Probiz Finance offers businesses the freedom to gain access to finance at reduced interest rates and higher loan amounts with assets as collateral. Whether you wish to grow your business, buy equipment, or bridge cash flow, a secured business loan can offer the money that you need.
What is a Secured Business Loan?
A secured business loan is collateralised by an asset like property, vehicles, or equipment. Collateral minimises the lender’s risk and allows:
- Higher loan amounts
- Lower interest rates
- Flexible repayment terms
With flexible repayment plans, secured loans are a smart choice for small businesses or established companies looking for substantial funding..
Benefits of Secured Business Loans
- Lower Interest Rates – Compared to unsecured loans, your collateral helps reduce borrowing costs.
- Higher Approval Chances – Using assets increases lender confidence.
- Longer Repayment Terms – Repay over a period that suits your cash flow.
- Refinance Business Loan – Consolidate debts or improve repayment terms.
Common Assets Accepted as Collateral
- Commercial property
- Residential property
- Vehicles (small business vehicle financing, fleet finance)
- Equipment or machinery (plant equipment finance, commercial equipment finance)
- Inventory
The type and value of collateral will determine your loan amount and terms.
Who Can Apply?
- Established businesses needing small business equipment financing or business asset finance
- Companies seeking funds for project finance or financing a new business
- Businesses with strong cash flow but limited access to unsecured loans
How to Apply for a Secured Business Loan
- Consultation – Discuss your business needs and funding goals.
- Documentation – Submit financial statements, asset valuations, and business plans.
- Assessment – Probiz Finance evaluates your eligibility and collateral.
- Approval & Disbursement – Funds are released quickly to support your business.
Why Choose Probiz Finance?
- Experienced in providing secured business loans in Australia
- Tailored solutions for asset finance aggregators in Australia
- Fast approvals and nationwide reach
- Guidance for unsecured lending in Australia, if required in future
Secure your business future today!
with Probiz Finance. We are here to support you.
FAQ’s
A secured loan is backed by your property, equipment, or other assets. This makes it easier to get a bigger loan at a lower interest rate.
Yes, Probiz Finance helps you refinance to better terms..
You can use property, vehicles, equipment, machinery, or inventory. Lenders check the value of these assets. The value and type of asset influence your eligible loan amount.
A secured business loan uses your property, vehicles, or equipment as collateral. You can borrow more money, pay lower interest, and have easier repayment terms.
An unsecured business loan does not need collateral. The lender checks your cash flow and credit. Interest is higher, and loan amounts are smaller. It is easier for businesses without assets to get approved.
Startups can get secured business loans if they have valuable assets and a solid business plan. Lenders look at what you can offer as collateral and your financial projections. Even without a long credit history, having the right assets can improve your chances of approval.
You can still get a secured business loan with a poor credit score if you have collateral like property, vehicles, or equipment. Maintaining regular cash flow and a solid business plan might make lenders more likely to approve your loan.