Whether you're buying your first investment property or expanding your portfolio, Probiz Finance secures competitive rates with a tailored strategy built around your financial goals.
No obligation. Expert advice within 24 hours.
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An investment property loan funds the purchase of a property you intend to rent out or hold for capital growth — not to live in as your primary residence.
Unlike going directly to a bank, working with Probiz Finance gives you access to over 50 lenders — including major banks, non-bank lenders, and specialist credit providers — so we find the product best suited to your situation.
Whether you're an individual investor building wealth or an SME purchasing commercial premises, we structure your finance to maximise borrowing power while protecting your cash flow.
Investment property loans typically carry slightly higher rates than owner-occupied loans. Here's a general market guide:
*Rates indicative only. Subject to lender assessment. Contact us for a personalised comparison.
Get Your RateWe match you with the right product from our extensive lender panel — tailored to your investment strategy and financial goals.
Finance for houses, units, apartments, and townhouses purchased for rental income or capital growth — available for individuals and joint investors.
For SMEs and investors acquiring commercial premises — retail, office, industrial, or mixed-use — with flexible terms and competitive LVR options.
Already own multiple properties? We help sophisticated investors structure cross-collateralised or standalone loans to grow and optimise their portfolio.
Already have an investment loan? Refinancing could save you thousands annually. We compare your existing rate against 50+ lenders.
Maximise cash flow and tax deductions with an interest-only period up to 5 years — ideal for investors leveraging negative gearing strategies.
Small and medium businesses looking to buy their own premises — stop paying rent and start building equity in a property that works for your business.
We're not just another mortgage broker — we're your long-term finance partner, helping you build wealth through smart property investment strategies backed by 50+ lenders.
Big 4 banks, non-bank lenders, private credit, and specialist investment lenders — unmatched choice for every scenario.
Time matters at auction. We deliver pre-approvals within 48 hours in most cases so you can bid with confidence.
We work alongside your accountant to advise on loan structures that maximise negative gearing and tax efficiency.
We're local but assist clients across all Australian states with their investment property finance needs.
A simple, transparent process from first chat to settlement — we handle the complexity so you don't have to.
We understand your investment goals, financial position, and property strategy — honest advice, no obligation whatsoever.
We compare 50+ lenders and recommend the right structure — fixed, variable, IO, P&I — matched to your investment strategy.
We prepare and lodge your application with full documentation, chasing lenders on your behalf for fast approval.
We coordinate with your solicitor and conveyancer to ensure a smooth, stress-free settlement from start to finish.
Investment property finance is available to a wide range of applicants. Here's a guide to eligibility and documentation requirements.
With over a decade of experience in Australian property finance, Pooja has helped hundreds of individuals, families, and SMEs build wealth through strategic property investment. She brings deep lender knowledge and a genuine commitment to finding the right solution for every client.
Pooja specialises in complex investment scenarios — self-employed borrowers, trust structures, multi-property portfolios, and SME commercial purchases — situations where going directly to a bank often falls short.
Real results from real investors and business owners across Melbourne and beyond.
We were trying to buy our second investment property but the bank kept asking for more documents. Probiz Finance sorted everything in 3 weeks — amazing service and a rate we couldn't believe!
As a self-employed business owner, I struggled to get a commercial property loan through my bank. Probiz found a lender that understood my situation and made the whole process seamless.
I have 4 investment properties and Probiz Finance helped me refinance 3 of them, saving over $800/month in repayments. Genuinely exceptional advice throughout the entire process.
Everything you need to know about investment property loans in Australia.
Get expert investment property finance advice from Melbourne's trusted brokers. No obligation. No cost to you.
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