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0415 929 728

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Contact Info

5 Abbey Ct, Ringwood VIC 3134 0415 929 728 info@vizvafinance.com.au

Low Doc Loan

Low Doc Business Finance Australia | Fast Approvals | Probiz Finance
Low Doc Business Finance — Australia

Smart finance for
ambitious businesses

Whether you need working capital, equipment finance, or a cash flow facility — Probiz Finance offers flexible solutions with fast approvals and competitive rates. Minimal paperwork, real results.

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MFAA Accredited Broker
10+ Years Experience
50+ Lender Panel
24–48 Hour Approval
Low Doc Specialists
Low Doc Business Finance from 6.99% p.a. — Fast approvals, minimal paperwork. Call 0415 929 728.
Why choose us

Why choose Probiz Finance?

We work with you to find the right structure — not just the first product that fits.

Minimal documentation
Low doc options available. No full financials required for many products — just bank statements and an ABN.
Fast approvals
Same-day pre-approval in most cases. Funds settled within 24–48 hours of full approval.
Secured & unsecured options
Access funding with or without property security. We work with your situation.
Multiple product solutions
Business loans, equipment finance, and overdraft facilities — matched to your specific need.
Flexible repayments
Weekly, fortnightly, or monthly repayment options. Balloon payments available on asset finance.
Dedicated specialist support
A real finance specialist guides you from enquiry to settlement — not a chatbot.
Call 0415 929 728
Finance solutions

Our finance solutions

Choose the product that matches your business goals. Not sure? Our team will help you find the right fit.

Business Loan — Unsecured
Up to $10M
Rates from 9.99% p.a.
Unsecured Business Loan
  • ✓
    No property required — backed by owner/director guarantee
  • ✓
    20–30% customer contribution required (case by case)
  • ✓
    Suitable for working capital, expansion, or acquisition
  • ✓
    Company, Trust, or Partnership entities
  • ✓
    Flexible repayment terms up to 5 years
Rates vary based on business profile, credit score, and trading history. Indicative only.
Best Rate
Up to $10M
Rates from 7.5% p.a. — property secured
Secured Business Loan
  • ✓
    Secured against residential or commercial property
  • ✓
    Lower rates due to reduced lender risk
  • ✓
    Spousal property accepted as security
  • ✓
    Working capital, expansion, debt consolidation
  • ✓
    Company, Trust, or Partnership entities
  • ✓
    Flexible repayment terms up to 5 years
Using property as security generally attracts the most competitive rates. Subject to credit assessment and LVR.
Low Doc Asset Finance
Up to $500K
Rates from 6.99% p.a. — secured by the asset
Equipment & Asset Finance
  • ✓
    Loan secured by the asset being purchased
  • ✓
    Low Doc: 2+ yr ABN, credit score 550+, minimal paperwork
  • ✓
    Primary, secondary & tertiary assets financed
  • ✓
    Motor vehicles, machinery, equipment, trucks & more
  • ✓
    Balloon payments up to 40% available
  • ✓
    Spousal property accepted — owner/director guarantee required
Rates based on asset type, ABN length, credit score, and business profile. Subject to credit assessment.
Business Overdraft
Tailored limit
Secured from 7.5% p.a.  |  Unsecured from 9.99% p.a.
Business Overdraft Facility
  • ✓
    Linked to your business transaction account
  • ✓
    Draw down as needed — only pay interest on what you use
  • ✓
    Revolving credit — ideal for ongoing cash flow management
  • ✓
    Secured option backed by property for the most competitive rate
  • ✓
    Unsecured option available for eligible businesses
Rates and limits subject to credit assessment and business profile. Contact us for a tailored quote.
Eligibility

Who can apply?

Our products are designed for established businesses and growing operators across all industries.

Sole traders & self-employed
2+ year ABN. Income that's hard to verify through traditional payslips.
Companies & trusts
Entity-based businesses across construction, transport, retail, professional services, and more.
Equipment & fleet buyers
Purchase primary, secondary or tertiary assets with low doc. Credit score 550+.
Property owners
Access the best rates by using property as security — or offering it for guarantee purposes.
Start-ups (ABN under 2 yrs)
Our Start-Up product supports businesses from 3 months old. Up to $150K, 20% deposit, 550+ credit score.
Transport & logistics operators
Prime Mover finance available for Companies & Trusts with 5+ yr ABN & GST. Rates from 8.99%.
Call 0415 929 728
The process

How it works

From enquiry to funded in four straightforward steps.

1
Submit enquiry
Fill in our short form. No hard credit check at this stage — no commitment required.
2
Provide documents
Bank statements, ABN details, and ID. Low doc means we keep it lean.
3
Receive approval
Our credit team assesses your file — approval often issued the same day.
4
Get funded
Funds land in your account or asset is settled within 24–48 hours.
Get in touch

Get started today

A few details is all we need. One of our specialists will be in touch within one business hour.

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