Buying a business and the commercial property it operates from can create two separate funding requirements. Model the complete transaction — business purchase, property, costs, working capital and your available contribution — to understand the indicative funding gap.
Start with the business you're considering buying.
Tell us whether the premises are part of the purchase.
Cash or other contribution you may have available.
Used only to show a possible funding scenario.
This represents the difference between the estimated total transaction requirement and the contribution entered.
Your available contribution is below the illustrative funding requirement. Different funding structures may change the amount of cash required, subject to lender assessment.
A business acquisition can involve more than the advertised price of the business. If you are also purchasing the commercial premises, the total funding requirement can become significantly larger. This calculator helps you bring those components together into one indicative transaction view.
Combine the business purchase, commercial property, working capital, stock and estimated transaction costs rather than looking at the business purchase price alone.
The business acquisition and property purchase may involve different lending structures, security and lender assessment criteria.
Understanding the complete funding requirement early can help you investigate the appropriate finance structure before committing to the transaction.
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