Enter the deal you're looking at. Figures are indicative ranges — the exact structure depends on the business's financials, which we work through with you.
Your deal
$
$
Indicative loan amount
$300,000 – $350,000
Indicative lend
70–80%
Purchase price
$500,000
Deposit likely needed
$100,000 – $150,000
Based on your available cash, this deal looks fundable at the indicative range above.
This calculator shows the loan and deposit only. On top of your deposit, a typical acquisition also needs:
Stamp duty and legal costs (especially where property or a lease transfer is involved)
Working capital to run the business from day one
Lender, valuation and establishment fees
Some structures — vendor finance, or offering property as additional security — can reduce the cash deposit required. That's exactly what a strategy session works out.
How it works
From estimate to a structured deal
1
Model the deal
Enter the price, your available cash and what you're buying. See the indicative loan and deposit range instantly — no details required.
2
Talk it through with Pooja
Pooja — ex-NAB & ANZ — reviews the target's financials, security and structure against 50+ lenders to find where the deal actually fits.
3
Structure & settle
We position the application the way a credit assessor needs to see it, and guide you from offer through to settlement.
Why Probiz
Acquisition finance is our specialty, not a sideline
Buying a business is different from any other loan. The lender isn't just assessing you — they're assessing the business you're buying, its cash flow, its goodwill and how the deal is structured. Pooja has settled acquisitions across franchises, hospitality, healthcare and independent SMEs, and knows which lenders say yes to which deals.
Ex-NAB & ANZ50+ lenders mappedFranchise & practice specialistNo fee for the assessment
Indicative only — not an offer or credit assistance. The figures shown are estimates based on general lending ranges for the business type selected. They do not constitute an offer, pre-approval, or a recommendation, and this tool does not assess whether a loan is suitable or affordable for you. Actual loan amounts depend on the target business's financials and cash flow, the security offered, your circumstances and individual lender policy, and will differ from these estimates. Consider your own objectives and financial situation, and seek advice, before acting.
This calculator does not collect any personal information. See our Privacy Policy for how we handle your data when you contact us. Probiz Finance ABN 52 661 057 647 · Credit Representative 542838 is authorised under Australian Credit Licence 384704 · MFAA Accredited. Your full financial situation and requirements will be considered prior to any offer.
Enquiry form
Get the real numbers on your deal
No credit checks at this stage, no obligation. We'll come back within one business day with a read on how lenders would see the acquisition.