Planning to buy an established business? Work through the key
numbers behind the acquisition and, if you're also purchasing
the commercial property, assess the property component separately.
Indicative planning tool · Results are not a finance approval
Step 1 of 4
25%
Step 1 · Transaction
What are you planning to buy?
Start by telling us whether the acquisition is for the
business only or whether the commercial premises are also
part of the transaction.
Excluding property
$
Used in the assessment
Approximate
Step 2 · Business financials
Tell us about the business
These figures help build an indicative planning assessment.
Use the most recent reliable figures available to you.
Approximate
$
Before acquisition debt
$
Funds you intend to contribute
$
If applicable
$
Approximate balance
$
Step 3 · Commercial property
Assess the property component
Because commercial property is a separate asset, we assess
it separately before bringing the two components together.
Why we ask these questions
A business acquisition and a commercial property purchase can
have different funding requirements. The information below helps
create a more useful combined planning picture.
Property only
$
Available for property
$
If applicable
$
Annual
$
Years
Step 4 · Review
Your acquisition assessment
Your results are based on the information entered. Review the
numbers before discussing the transaction with a finance broker.
Important
This tool is designed to help you understand the structure of
your proposed acquisition. It does not predict approval from
a particular lender.
Your result should be considered alongside the business financials,
transaction structure, available security, buyer experience,
property details and other relevant information.
Your indicative assessment
Acquisition funding picture
The figures below update as you enter information.
Indicative business finance requirement
$420,000
Purchase price less available business contribution and
other usable security entered.
Business purchase price
$600,000
Available cash contribution
$180,000
Other usable security
$0
Existing business debt
$50,000
Contribution + security
$180,000
Commercial property component
Property purchase price
$1,200,000
Property contribution
$250,000
Indicative property funding requirement
$950,000
Property use
Owner occupied
Expected annual rent
$90,000
Combined transaction funding requirement
$1,370,000
Indicative business finance requirement plus indicative
property funding requirement.
Stronger planning position
Your entered contribution represents a meaningful portion
of the proposed business purchase.
Assessment observations
Enter your figures to see the assessment.
Your business financial information will be considered
alongside the acquisition price.
Commercial property will be assessed separately when selected.
Important information:
This calculator provides an indicative planning assessment only.
It is not a loan offer, pre-approval, credit approval, financial
advice or guarantee that finance will be available.
The calculations use simplified assumptions and the information
entered by the user. Actual lending outcomes can vary depending
on the financial performance of the business, purchase structure,
buyer circumstances, experience, available security, property
characteristics, valuation, lender policy and other relevant factors.
The calculator does not assess suitability or affordability and
does not account for every legal, accounting, tax, valuation,
government or transaction cost.
Commercial property transactions may involve additional considerations
including valuation, ownership structure, lease arrangements and
intended property use.
If superannuation or an SMSF is being considered as part of a
property strategy, obtain appropriate professional and financial
advice before proceeding.
Probiz Finance is a finance brokerage. A full assessment of your
circumstances and requirements is required before any finance
product or structure can be recommended.
Let's Talk?
Please feel free to contact us. We’re super happy to talk to you. Feel free to ask anything.
