Refinancing, or want to free up equity to grow? Enter your property and current loan for an indicative borrowing capacity and the equity you could release — no contact details required.
Enter your property value and current loan balance. Figures are indicative ranges — the exact position depends on your property, income and lender policy, which we work through with you.
The equity shown is gross — the difference between your current loan and what the property may support. What actually lands in your hands is after:
Whether a refinance is worth it also depends on the rate and terms on offer versus what you hold now — that's the part we run the real numbers on together.
Enter your property value, current balance and type. See indicative capacity and releasable equity instantly — no details required.
Pooja — ex-NAB & ANZ — reviews your property, income and current facility against 50+ lenders to see whether a refinance genuinely improves your position.
If it stacks up, we structure the new facility — releasing equity or consolidating debt — and guide you through to settlement.
A lower rate is only part of it. The real value of a refinance is in the structure — releasing equity to grow, consolidating scattered facilities, or moving to a lender whose policy actually fits your industry. Pooja knows which lenders lend against which property types, and where a specialised asset gets a fair valuation instead of a discounted one.
Indicative only — not an offer or credit assistance. The figures shown are estimates based on general lending ranges for the property type selected. They do not constitute an offer, pre-approval, or a recommendation, and this tool does not assess whether refinancing is suitable or affordable for you. The equity figure is gross and does not account for break costs, discharge or establishment fees, or duties. Actual borrowing capacity depends on the property valuation, your income and servicing, the security offered and individual lender policy, and will differ from these estimates. Refinancing may extend the term or total interest paid on your debt. Consider your own objectives and financial situation, and seek advice, before acting.
This calculator does not collect any personal information. See our Privacy Policy for how we handle your data when you contact us. Probiz Finance ABN 52 661 057 647 · Credit Representative 542838 is authorised under Australian Credit Licence 384704 · MFAA Accredited. Your full financial situation and requirements will be considered prior to any offer.
No credit checks at this stage, no obligation. We'll come back within one business day with a read on your refinance options and whether they beat what you hold now.
A refinance review costs nothing and often surfaces options your current lender won't offer. A strategy session with Pooja — no obligation, no fee.
Please feel free to contact us. We’re super happy to talk to you.
Feel free to ask anything.