Healthcare Equipment Finance | Probiz Finance
Modern hospital operating room
Healthcare Equipment Finance · Australia

Finance Your Medical Equipment
Without the Upfront Outlay

Tailored loans, leases & chattel mortgages for GPs, dentists, specialists, allied health professionals & vets — structured around your tax position, cash flow and practice goals.

50+Lenders
24hrApprovals
$0Upfront
FreeAdvice

✦ Why healthcare professionals choose us

Tax-effective structuringLoan, lease or chattel mortgage — we find what fits
Approval in 24–72 hoursFast decisions, minimal paperwork
Works with your accountantSeamless collaboration with your advisers
Preserve working capitalKeep cash flowing in your practice
Trusted across Australia
Melbourne VIC
Sydney NSW
Brisbane QLD
Perth WA
Adelaide SA
Healthcare finance professional consultation
Zero upfront outlayProtect your practice cash flow
Doctor reviewing practice finance
Modern clinic interior
Why Equipment Finance?

Grow Your Practice Without Draining Your Cash Flow

Purchasing medical, dental, or veterinary equipment often requires a significant capital outlay — funds that could otherwise support staffing, marketing, or day-to-day operations of your practice.

Healthcare Equipment Finance lets you acquire the equipment you need today, spread repayments over time, and structure the arrangement to suit your tax position — whether you need a loan, a finance lease, or a chattel mortgage.

At Probiz Finance, we work closely with financial advisers and accountants to tailor an arrangement that genuinely fits your business structure and long-term goals.

Tax-effective structuring

Aligned with your accountant from day one

Preserves working capital

Keep cash in your practice for salaries & operations

Access to 50+ specialist lenders

We find the most competitive rate for your situation

Approvals in 24–72 hours

Fast turnaround so your equipment arrives without delay
What We Finance

Equipment Across Every Healthcare Discipline

From diagnostic imaging to dental chairs — we finance the equipment that powers your practice, large or small.

MRI scanner diagnostic imaging machine
Radiology

Diagnostic Imaging

MRI, CT, X-ray, ultrasound & mammography

Dental equipment modern clinic
Dental

Dental Equipment

Chairs, OPG, CBCT & CAD/CAM systems

Patient monitoring clinical equipment
Clinical

Patient Monitoring

ECG, vital signs, anaesthetic & infusion pumps

Modern operating room surgical equipment
Surgical

Surgical & Operating Theatre Equipment

Laparoscopy systems, surgical lasers, theatre lights & sterilisation units

Veterinary clinic surgery
Veterinary

Veterinary Equipment

Surgical tables, anaesthetic & digital radiography

Physiotherapy allied health equipment
Allied Health

Allied Health & Rehab

Physio, hydrotherapy & optical devices

Medical ultrasound machine
Pathology

Radiology & Pathology

Lab analysers, centrifuges & pathology systems

Medical practice technology EMR system
Technology

Practice Technology

EMR, telehealth & management hardware

Modern medical clinic consultation
Modern GP Clinics
Upgrade your consulting room today
Hospital exterior modern Australia
Multi-Site Practices
Finance equipment across all locations
Dental practice professional modern
Dental Practices
Full fit-outs to single chair replacements
Finance Structures

Three Ways to Finance Your Equipment

Every practice is different. We find the structure that fits your tax position, cash flow, and ownership goals.

Equipment loan finance documents
1

Equipment Loan

Own the equipment from day one. Fixed repayments make budgeting easy, and you can claim depreciation as a tax deduction. Ideal for long-term ownership with the asset on your books.

Best for: Long-term ownership
Finance lease agreement signing
2

Finance Lease

Use the equipment while the lender retains ownership. Repayments may be fully tax-deductible. At end of term, purchase, return, or refinance — maximum flexibility for your practice.

Best for: Tax deductibility
Chattel mortgage GST finance
3

Chattel Mortgage

You own the asset immediately, lender holds security interest. GST may be claimable upfront — highly attractive for GST-registered practices where equipment is used predominantly for business.

Best for: GST benefits
Medical specialist surgeon professional
Medical finance consultation professional
Pharmacist professional dispensary
GP general practitioner practice
Why Probiz Finance

Built for Healthcare Professionals

We understand the unique financial landscape of Australian medical, dental, and veterinary practices.

Preserve Your Working Capital

Keep cash in your practice for salaries, marketing & operations — not locked up in depreciating equipment.

Tax-Effective Structuring

We work alongside your accountant to structure repayments in the most tax-advantageous way for your practice.

Access to 50+ Lenders

We compare across our extensive panel to find the most competitive rate and terms for your situation.

Approvals in 24–72 Hours

Fast turnaround so you can order equipment and get it into your practice without delays.

Flexible Repayment Terms

Terms from 12 months to 7 years, with balloon structures and seasonal schedules to suit your cash flow.

No Conflict of Interest

As independent brokers, our only goal is to find the best deal for you — not to push any particular lender.

Medical practice technology

Ready to Upgrade Your Practice Equipment?

Speak to a healthcare finance specialist today. No obligation, no cost — just clear, expert advice tailored to your practice.

How It Works

Get Financed in 4 Simple Steps

We handle the heavy lifting — from lender comparison to settlement.

Healthcare professional consultation

Tell Us What You Need

Share your equipment requirements, budget and practice structure — by phone, WhatsApp or the form below.

Finance broker comparing lenders

We Compare 50+ Lenders

We identify the best-fit loan, lease or chattel mortgage from our specialist healthcare lender panel.

Fast loan approval

Fast Approval

We manage the application and follow up with lenders — typically a decision in 24 to 72 hours.

Medical equipment delivered

Equipment Delivered

Funds are released to the supplier. Your equipment arrives — without the cash outlay.

Healthcare professionals modern hospital

50+ Lenders. One Expert Broker.
Zero Conflict of Interest.

We compare the market so you don't have to — always working in your best interests, not the bank's.

Who We Help

Specialists in Healthcare Lending

Probiz Finance works with healthcare professionals at every stage — from solo GPs to multi-site practices.

GP General Practitioner
General Practice

GPs & General Practitioners

Upgrade consulting room equipment, diagnostic tools, or invest in telehealth infrastructure.

Dentist dental practice
Dental

Dentists & Dental Specialists

Finance dental chairs, OPG machines, CBCT scanners or a complete fit-out for your practice.

Veterinarian veterinary clinic
Veterinary

Vets & Veterinary Surgeons

Acquire surgical, diagnostic and monitoring equipment your clinic needs to deliver excellent animal care.

Specialist surgeon medical professional
Specialists

Specialists & Surgeons

Finance high-value surgical equipment, imaging systems and theatre supplies tailored to your specialty.

Physiotherapist allied health
Allied Health

Allied Health Professionals

Physios, chiropractors, optometrists and audiologists — we finance the equipment that drives your growth.

Pharmacist pharmacy professional
Pharmacy

Pharmacists & Dispensaries

Finance dispensing automation, refrigeration, point-of-care testing and retail technology.

Medical ultrasound imaging
Ultrasound Units
Financed for GPs, OBGYNs & emergency
MRI machine hospital
MRI & CT Scanners
High-value imaging — financed with ease
Medical lab pathology
Lab & Pathology
Analysers, centrifuges & diagnostic systems
Client Stories

Healthcare Professionals Trust Probiz Finance

★★★★★

Probiz Finance made financing our new OPG machine seamless. They understood our practice structure and found us a chattel mortgage that worked perfectly with our GST position. Approval in under 48 hours.

DR
Dr. Rohan M.Dentist · Melbourne VIC
★★★★★

I needed a new ultrasound unit quickly. The team came back with three options the same day, explained the tax implications clearly, and liaised with my accountant directly. Saved me hours of back-and-forth.

SK
Dr. Sarah K.General Practitioner · Brisbane QLD
★★★★★

We financed a full suite of surgical equipment for our new veterinary clinic. Straightforward process, competitive rate, and we didn't have to tie up any working capital. Highly recommend Probiz Finance.

JL
Dr. James L.Veterinary Surgeon · Sydney NSW
Medical finance consultation

Book Your Free Strategy Call

Tell us about your equipment needs — a specialist will respond within 24 hours.

No obligation
100% free advice
Reply within 24 hrs
Stored securely in our CRM

🔒 Your information is strictly confidential and never shared with third parties.

Medical professional modern clinic
Common Questions

Frequently Asked Questions

Almost any medical, dental, or veterinary equipment — diagnostic imaging, surgical equipment, dental chairs, OPG machines, laboratory analysers, physiotherapy equipment, and practice management software. If you're unsure, call or WhatsApp us and we'll confirm within minutes.
For straightforward applications, we typically receive a decision within 24 to 72 hours. More complex applications may take slightly longer, but we'll keep you updated at every step throughout the process.
With an equipment loan you own the asset from day one. A finance lease keeps the lender as owner during the term — repayments may be fully tax-deductible. A chattel mortgage is similar to a loan but with a security interest; GST may be claimable upfront. The best structure depends on your tax position, which we work through with your accountant.
In most cases, no. Equipment finance is specifically designed to minimise or eliminate upfront costs. Some lenders may require a small deposit depending on the amount and credit profile, but we always aim to minimise your initial outlay.
Absolutely — and we encourage it. We regularly work alongside accountants and financial advisers to ensure the finance structure aligns with your broader tax strategy. Share their details and we'll coordinate directly.
We can assist with equipment purchases from around $5,000 up to several million dollars for larger or multi-site practices. Contact us with your specific requirements and we'll advise on the best lender for your amount.
Modern hospital operating room

Upgrade Your Practice.
Protect Your Cash Flow.

Equipment finance tailored for medical, dental, and veterinary professionals across Australia. Speak to a specialist today — free, fast, and obligation-free.

Probiz Finance · 5 Abbey Ct, Ringwood VIC 3134
0415 929 728 · info@vizvafinance.com.au

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