Fit-Out Finance for Medical Practices | Probiz Finance
Healthcare Practice Fit-Out Finance

Finance Your Medical
Practice Fit-Out
From Bare Shell to Open

A flexible escrow facility that covers everything from dry walling to carpets, windows, paint and plumbing — with your Probiz Specialist managing all supplier payments under your instruction, and one simple repayment at the end.

50+
Lenders
10+
Years Exp.
100%
Specialist
Modern medical practice fit-out
🏥
Practice ReadyBare shell to open doors
1 Simple RepaymentAll suppliers managed
What Is It?

Turn Any Space Into a Clinical Masterpiece

Fit-out finance is a purpose-built escrow facility designed for healthcare professionals who need to transform a bare or outdated space into a fully functional, compliant, and welcoming medical practice.

Modern clinic interior

Built for Healthcare Professionals

Whether you've just signed a new lease or purchased a premises, fit-out finance bridges the gap between an empty space and a fully operational clinic — without draining your working capital.

🏗️

Covers All Trades & Materials

Dry walling, flooring, windows, painting, plumbing, electrical — every aspect of the build under one facility.

💼

Specialist Managed Escrow

Your Probiz Specialist manages all supplier payments on your behalf, under your instruction — you stay in control without the admin burden.

💳

One Simple Repayment

All supplier costs consolidated into a single, straightforward repayment structure. Clean, simple, manageable.

Fast Turnaround

Your timeline is tied to lease commencement. We move quickly to get your finance in place before construction begins.

The Process

From Application to Open Doors

Four simple steps designed around your busy schedule. Minimal disruption. Maximum results.

1

Free Strategy Call

Speak with a medical finance specialist. We assess your fit-out scope and recommend the ideal facility structure for your needs.

2

Lender Matching

We match you from our 50+ lender panel — specialists who understand healthcare lending and offer highly competitive rates.

3

Escrow Setup

Your escrow facility is established. Supplier invoices are submitted, verified, and paid — your Probiz Specialist manages everything under your instruction.

4

One Simple Repay

Once fit-out is complete, everything consolidates into one simple repayment. No complexity, no stress, no surprises.

Coverage

Everything Your Fit-Out Needs

Our flexible escrow facility covers the full spectrum of construction, trade, and finishing works.

🧱

Dry Walling & Partitions

Create consultation rooms, waiting areas, procedure rooms and offices — all internal wall structures covered.

🪵

Flooring & Carpets

Clinical vinyl, carpet tiles, hardwood, polished concrete — whatever your aesthetic and hygiene requirements demand.

🪟

Windows & Glazing

Privacy glazing, soundproofing, double-glazing for climate control — all window works included.

🎨

Painting & Finishes

Interior/exterior painting, feature walls, specialty clinical coatings and antimicrobial finishes for compliant spaces.

🔧

Plumbing & Hydraulics

Hand basins, sterilisation rooms, wet areas, gas plumbing, and all hydraulic infrastructure for clinical compliance.

Electrical & Data

Power, lighting, data cabling, internet infrastructure, and medical grade electrical safety systems.

❄️

HVAC & Ventilation

Air conditioning, negative pressure rooms, clinical ventilation systems ensuring comfort and infection control.

🚪

Joinery & Cabinetry

Reception desks, storage units, custom joinery for exam rooms, dispensaries, and patient-facing areas.

🏷️

Signage & Wayfinding

External signage, internal wayfinding, accessibility compliance signage and branded practice elements.

Inspiration

What Your Practice Could Look Like

World-class medical fit-outs that started with a blank canvas and a Probiz Finance facility.

Modern medical reception
Modern Reception Design
Consultation room
Consultation Room
Patient waiting area
Patient Waiting Area
Medical treatment room
Treatment Room
Specialty practice interior
Specialty Practice
How The Escrow Works

Payments Managed. Zero Stress.

Our managed escrow means you never chase suppliers, manage multiple invoices, or front cash to tradespeople. We handle the financial plumbing so you can focus on the build.

1

Facility Established

Your Probiz specialist structures and establishes your escrow facility with the approved lender — funds held and ready to deploy.

2

You Direct, We Pay

As works progress, you instruct your specialist on which suppliers to pay. We verify invoices and release funds — entirely on your behalf.

3

Full Transparency

You receive regular reporting on all disbursements. Every dollar accounted for, every supplier paid on time, every milestone tracked.

4

One Final Repayment

Once construction wraps, the total draw-down consolidates into one simple loan repayment. Clean, manageable, and stress-free.

Finance specialist consultation
Medical finance consultation
Medical team discussion
Why Probiz Finance

Why Healthcare Professionals Choose Us

We don't do generic lending. We specialise exclusively in the financial world of medical professionals — and it shows in every deal we structure.

Medical Lending Specialists

We understand how lenders assess healthcare professionals differently — and build your file accordingly.

50+ Lender Panel

Access to major banks, non-banks, and specialist medical lenders — the most competitive rates available.

End-to-End Management

From first consultation to final payment — we manage everything and keep you informed without overloading your schedule.

Discretion & Efficiency

Your time is invaluable. We operate with confidentiality, minimal back-and-forth, and fast assessments.

Holistic Wealth Focus

We look beyond just the fit-out — positioning your borrowing within a broader financial strategy for long-term wealth.

Who It's For

Built for Every Healthcare Professional

Whether you're opening your first practice or expanding an established clinic — our fit-out finance is designed for you.

👨‍⚕️

GPs & General Practitioners

Setting up a solo or group practice in a newly leased space.

🔬

Specialists & Surgeons

High-spec consulting rooms and procedure suites built to clinical standards.

🦷

Dentists

Custom dental fit-outs with chair bays, sterilisation rooms and front-of-house.

💊

Allied Health Professionals

Physios, psychologists, optometrists and more setting up independent practices.

🏥

Pharmacists

Fit-out finance for dispensaries, consultation areas, and retail pharmacy spaces.

🩺

Multi-Site Groups

Scaling across multiple locations — we structure finance for each new site efficiently.

The escrow facility was completely seamless. Probiz handled every supplier payment while I focused on my patients. When I opened, everything was perfect — and the repayment structure was exactly as described. No surprises, no stress.

Dr. Sarah Mitchell
General Practitioner — Melbourne, VIC
Get In Touch

Book Your Free Strategy Call

Tell us about your fit-out project and we'll structure a finance solution around your specific needs — at no cost and no obligation.

What to expect in your call

  • 30-minute strategy call — no obligation
  • Assessment of your fit-out scope & timeline
  • Finance structure recommendation tailored to you
  • Indicative rates from our 50+ lender panel

Get Your Free Quote

Fill in below and a Probiz specialist will call you within 1 business day.

Ready to Build Your Dream Practice?

Talk to a medical finance specialist today — no obligation, no complexity, just expert guidance for your fit-out project.

📍 Serving medical professionals across all of Australia  ·  No obligation  ·  50+ lender panel

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