Acquisition Calculator

Acquisition Finance Calculator

How much could you borrow to buy a business?

Model any acquisition in about 20 seconds. Get an indicative loan amount and the deposit you'd likely need — no contact details required to use it.

✓ Indicative loan & deposit ✓ Franchise, practice or SME ✓ Freehold-aware ✓ No sign-up
$30M+
Settled for clients
50+
Lenders on panel
5.0★
Google rating
MFAA
Accredited broker

Model your acquisition

Enter the deal you're looking at. Figures are indicative ranges — the exact structure depends on the business's financials, which we work through with you.

Your deal

$
$
Indicative loan amount
$300,000 – $350,000
Indicative lend
70–80%
Purchase price
$500,000
Deposit likely needed
$100,000 – $150,000
Based on your available cash, this deal looks fundable at the indicative range above.

The deposit isn't the only cash you'll need

This calculator shows the loan and deposit only. On top of your deposit, a typical acquisition also needs:

  • Stamp duty and legal costs (especially where property or a lease transfer is involved)
  • Working capital to run the business from day one
  • Lender, valuation and establishment fees

Some structures — vendor finance, or offering property as additional security — can reduce the cash deposit required. That's exactly what a strategy session works out.

How it works

From estimate to a structured deal

1

Model the deal

Enter the price, your available cash and what you're buying. See the indicative loan and deposit range instantly — no details required.

2

Talk it through with Pooja

Pooja — ex-NAB & ANZ — reviews the target's financials, security and structure against 50+ lenders to find where the deal actually fits.

3

Structure & settle

We position the application the way a credit assessor needs to see it, and guide you from offer through to settlement.

Pooja Choudhary, Probiz Finance
Why Probiz

Acquisition finance is our specialty, not a sideline

Buying a business is different from any other loan. The lender isn't just assessing you — they're assessing the business you're buying, its cash flow, its goodwill and how the deal is structured. Pooja has settled acquisitions across franchises, hospitality, healthcare and independent SMEs, and knows which lenders say yes to which deals.

Ex-NAB & ANZ 50+ lenders mapped Franchise & practice specialist No fee for the assessment

Indicative only — not an offer or credit assistance. The figures shown are estimates based on general lending ranges for the business type selected. They do not constitute an offer, pre-approval, or a recommendation, and this tool does not assess whether a loan is suitable or affordable for you. Actual loan amounts depend on the target business's financials and cash flow, the security offered, your circumstances and individual lender policy, and will differ from these estimates. Consider your own objectives and financial situation, and seek advice, before acting.

This calculator does not collect any personal information. See our Privacy Policy for how we handle your data when you contact us. Probiz Finance ABN 52 661 057 647 · Credit Representative 542838 is authorised under Australian Credit Licence 384704 · MFAA Accredited. Your full financial situation and requirements will be considered prior to any offer.

Enquiry form

Get the real numbers on your deal

No credit checks at this stage, no obligation. We'll come back within one business day with a read on how lenders would see the acquisition.

  • Reviewed personally by Pooja — ex-NAB & ANZ
  • One conversation, 50+ lenders mapped
  • No fee for the assessment
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Found a business — or still looking?

Either way, the finance conversation should happen before you sign. A strategy session with Pooja — no obligation, no fee.

Let's Talk?

Please feel free to contact us. We’re super happy to talk to you.
Feel free to ask anything.