Rahul joins Probiz Finance with hands-on lending experience across three major banks — CBA, Westpac and ANZ — plus dealership finance. He's assessed and settled everything from business and asset finance to home lending and cash flow facilities, and brings that same rigour to every client he works with at Probiz.
Probiz Finance is growing, and we're glad to introduce Rahul Wadhwa as a Business Finance Broker on the team. Rahul brings first-hand banking experience across three of Australia's major lenders, plus dealership finance — a genuinely useful mix for business owners weighing up cash flow, asset and property finance options.
Before joining Probiz, Rahul worked directly inside the banks he now helps clients navigate — assessing credit applications, structuring lending, and settling deals across business, asset and home finance. That perspective means he understands not just what a good application looks like, but why lenders make the decisions they do.
Rahul joins Probiz Finance most recently from Commonwealth Bank of Australia, where he worked as a Small Business Banker managing a portfolio of business customers — structuring lending across business loans, asset finance, cash flow finance and commercial property purchases, and cross-selling home and personal lending to business owners.
Before CBA, Rahul held the same role at Westpac as a Local Business Banker, and prior to that gained broad lending experience at ANZ — first as a Credit Assessment Officer reviewing and approving credit submissions in line with ANZ, ASIC and APRA policy, then as a Mobile Lender managing the end-to-end home loan process from application through to settlement. He also spent time in dealership finance as a Business Manager, and started his finance career as a Settlements Officer at Toyota Financial Services.
Assessed applicants' financial, credit and property details to determine loan feasibility, and evaluated creditworthiness on consumer finance applications.
Assessed credit submissions for lending structures and restructures, analysed credit data across sole trader, company and trust income, and authorised loan and credit approvals in line with ANZ, ASIC and APRA policy.
Managed the end-to-end home loan process — consultation, serviceability, structuring and settlement — for owner-occupied, investment, refinance and first-home buyer customers.
Structured automotive and finance solutions for customers, working with in-house lenders and managing compliance documentation.
Managed a portfolio of small business customers, structuring lending across business loans, asset finance, cash flow finance and commercial property purchases.
Most recent role before joining Probiz — managing a business banking portfolio, structuring credit applications, and building referral partnerships with accountants, solicitors and real estate professionals.
Years spent on the credit team's side of the desk shape how Rahul approaches every application.
Having assessed credit submissions himself at ANZ, Rahul knows what a lender is actually looking for — and where applications typically fall down.
From cash flow lending to asset finance to commercial property, Rahul takes the time to structure the application around your business, not just the product.
With experience across three major banks, Rahul knows different lenders assess the same deal differently — and matches you to the one that fits.
Whether it's business finance, asset finance or a commercial property purchase, Rahul's happy to have a no-obligation chat about your options.
Please feel free to contact us. We’re super happy to talk to you.
Feel free to ask anything.