Knowledge Hub

PROBIZ FINANCE KNOWLEDGE HUB

Finance Insights for Australian Businesses

Practical guides and insights to help Australian business owners, buyers and investors make smarter finance decisions.

Business professional analysing financial data for commercial loan refinancing for Australian entrepreneurs

What does the term Qualifying Asset in Borrowing Costs mean

Qualifying assets in borrowing costs are important and valuable in financial accounting and reporting. A qualifying asset is one that requires significant time to become operational. Debtor costs related to......
Forklift moving boxes in warehouse representing asset finance and its tax benefits for businesses

Deciding Between Asset Finance and Project Finance

Two common approaches to financing business operations are asset finance and project finance. Each serves different purposes and is tailored to specific financial needs. Understanding the details of various financing......
Freight truck for asset finance and logistics

Asset Finance and Cashflow Management: Striking the Balance

Balancing asset finance and cash flow management is like walking a tightrope—both are super important for keeping your business healthy. Here’s how you can strike that balance: What’s Asset Finance......
Small business owner managing product packaging and delivery

Small Business, Startups, and Working Capital Loans

Small enterprises and new ventures require operational funds to sustain their day-to-day activities. Balancing your debts and accounts receivable is important for your business. The sales terms you set frequently......
Business meeting with client finalising finance agreement through handshake

Common Myths About Unsecured Loans Debunked: What You Need to

Unsecured loans might be influenced by misconceptions, some of which discourage business owners and individuals from seeking finance. Below, we will present information on five main myths regarding unsecured loans......
Client shaking hands with Probiz Finance advisor, celebrating successful financial outcome

Maximising Your Returns: A Guide for Australian Investors

In the dynamic and ever-changing finance domain, maximising returns is a pivotal objective for all investors. Whether navigating as a seasoned investor or undertaking the investment journey, gaining insight into......
Businessman analysing cash flow and financial metrics for asset and investment planning

Ways to Improve Your Business Cash Flow

By definition, cash flow refers to money in and out of a business, and it is crucial to any company, especially a small business. It is vital to regularly receive......
Team discussing financial reports and business growth charts for a business venture

Commercial Loans: A Pathway to Business Financial Stability

During a period of economic crisis, businesses are at risk of facing financial conditions that may impede it. In difficult times, it’s important to carefully manage financial tools like commercial loans......
Loan covenant document with financial charts in background

Understanding Loan Covenants: Key Insights and Impacts

Learning about loans and loan covenants becomes significant within the current structure of Australia’s financial environment, regarding the role of covenants in loan contracts between borrowers and lenders. These covenants......
EXPLORE BY TOPIC

Finance insights organised around what you need to achieve

Explore our key finance topics and find practical information relevant to your business, funding needs or acquisition plans.

BUSINESS FINANCE

Loans, funding and finance strategies to help Australian businesses manage growth and opportunities.

Explore Business Finance →

ASSET FINANCE

Equipment, vehicles, machinery and fleet finance for Australian businesses.

Explore Asset Finance →

BUSINESS ACQUISITION

Finance and practical guidance for buying and funding an existing business.

Explore Business Acquisition →

WORKING CAPITAL

Cash flow, invoice finance and short-term funding solutions for business needs.

Explore Cash Flow/Working Capital →

NEED HELP WITH FINANCE?

Reading about finance is one thing.
Choosing the right funding structure is another.

Let's Talk?

Please feel free to contact us. We’re super happy to talk to you.
Feel free to ask anything.