Pooja Choudhary - Probiz Finance

RBA Raises Cash Rate to 4.85%: Should You Review or Refinance Your Business Loan?

Business Finance • Refinancing • RBA Update By Pooja Choudhary, Founder & Director, Probiz Finance | Rate update: 3 November 2026 | 9–10 min read RBA Raises Cash Rate to 4.85%: Should You Review or Refinance Your Business Loan? The Reserve Bank of Australia has increased the official cash rate for […]

Budget planning chart with upward graph and office supplies representing small business financial strategy in Australia

Business Loan Repayments Rising? How to Refinance Commercial Debt When Banks Tighten Serviceability

Business Loan Repayments Rising? How to Refinance Commercial Debt When Banks Tighten Serviceability By Pooja Choudhary, Founder & Director, Probiz Finance | Published 2 November 2026 | Last reviewed: 2 November 2026 | 9 min read Short answer: Yes — you can usually refinance a commercial loan even when your current bank tightens serviceability, but […]

Buying a Motel Business and Freehold Together: Finance Guide

MOTEL ACQUISITION PLANNING GUIDE Buying a Motel Business and Freehold Together: A Step-by-Step Finance Guide You have found a motel where the seller is offering the operating business, land, buildings and equipment together. You want to move quickly before another buyer steps in, but the deal is more complex than buying a property or a […]

Two businesswomen discussing commercial property loans in front of modern office buildings

Motel Freehold Finance: Buying the Business and Property

COMMERCIAL PROPERTY & BUSINESS FINANCE GUIDE Motel Freehold Finance: How to Assess the Business and Property Together You have found a motel that is being sold with the land, buildings and operating business. The seller’s price seems to reflect both the property and the income the motel generates. But how will a finance provider assess […]

Buying a Leasehold Motel: How Does the Finance Work?

MOTEL ACQUISITION GUIDE Motel Leasehold Finance: Buying the Business Without Buying the Property You have found a regional motel with an established customer base, and the asking price looks more achievable than buying a property outright. Then you discover the seller does not own the land and buildings. You would be buying the operating business […]

Young couple discussing business loan options with an advisor.

Used Equipment Finance: Auctions and Private Sales

USED EQUIPMENT FINANCE GUIDE Used Equipment Finance: Buying Machinery at Auction or from a Private Seller You have found a second-hand excavator, forklift or production machine at a price that fits your budget. The auction closes tomorrow—or the private seller says another buyer is ready to pay. You want to move quickly, but you do […]

Business loan vs. asset finance illustration with money and equipment

Buying a Luxury Car Through Your Business: Finance and Tax Considerations

BUSINESS VEHICLE FINANCE GUIDE Buying a Luxury Car Through Your Business: Finance, Tax and Private Use Your business has had a strong year and you are considering a prestige vehicle. A dealer has discussed monthly repayments, and someone has suggested buying it through the company may be tax-effective. Before you decide, separate two questions: can […]

Fleet of vehicles acquired through asset finance for business expansion

Truck Finance for Owner-Drivers and New ABNs

COMMERCIAL VEHICLE FINANCE GUIDE Truck Finance for Owner-Drivers and New ABNs: What Should You Prepare? You have years of driving experience, an opportunity to do subcontract work and a truck listed for sale. But you registered your ABN recently, and the seller wants to know when you can pay. You are wondering whether a new […]

Fit-out Finance: What Lenders Will and Won’t Fund

BUSINESS FIT-OUT FINANCE GUIDE Fit-out Finance: What Lenders May Fund—and What Could Need Another Solution You have found the premises, negotiated the lease and received the contractor’s quote. The project looks manageable until you realise the budget includes coffee machines, refrigeration, electrical work, plumbing, counters, flooring, signage and opening stock. The question is no longer […]

Author: Pooja Choudhary

Author: Pooja Choudhary

RBA Raises Cash Rate to 4.85%: Should You Review or Refinance Your Business Loan?

Business Loan Repayments Rising? How to Refinance Commercial Debt When Banks Tighten Serviceability

Buying a Motel Business and Freehold Together: Finance Guide

Motel Freehold Finance: Buying the Business and Property

Buying a Leasehold Motel: How Does the Finance Work?

Used Equipment Finance: Auctions and Private Sales

Buying a Luxury Car Through Your Business: Finance and Tax Considerations

Truck Finance for Owner-Drivers and New ABNs

Fit-out Finance: What Lenders Will and Won’t Fund

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Whether you’re buying a business, expanding with property or planning your next move, we’re here to help.

Author: Pooja Choudhary

Recent Blogs

Let's Talk About YourBusiness Goals

Whether you’re buying a business, expanding with property or planning your next move, we’re here to help.

Let's Talk About Your
Business Goals